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Offshoring The Desert has no King Motivation: Your Guide to Fitting In download What Is 401k Investing in pdf Genetic Entropy & the Mystery of the Genome Contemporary Geometry and Related Topics A 401k is an employer-sponsored retirement plan that lets you defer taxes until you're retired. In addition, many employers will match a portion of your contributions, so participation in your employer's 401(k) is like giving yourself a raise and a tax break at the same time. So you've decided to start investing.Congratulations! Whether you're just starting out on your own, in the middle of your career, approaching retirement age, or in the midst of your golden years, this means you've begun to think about your financial future, and how you might prudently manage your capital so that it can work for you. 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